How to Help Your Clients Get Affordable Health Coverage Tailored to Small Business

More than 99% of United States companies are small businesses. If you are someone who offers services to small business clients or owns a small business yourself, you already know that offering good health benefits to workers can be a challenge.

But there is a way to help your small business clients with very little effort on your part. And you also benefit. Let’s talk about the healthcare coverage small businesses face and then what you can do to help.

Small Business Group Health Coverage Challenges

Struggle to Find Affordable Group Health Coverage

Small business drives the United States, yet it’s difficult for small businesses to afford group health coverage. Because small businesses have fewer workers than larger companies, they simply cannot get good group rates. The small business offer group health coverage are usually paying an arm and a leg for it.

Money is a limited commodity. A business struggling to provide its workers with benefits, is likely to be pretty conservative with other expenditures… such as marketing services.

Impossible to Attract and Maintain Workers

A business that is unable to offer good healthcare benefits is at a severe disadvantage when it comes to attracting and retaining workers. More than 50% of Americans consider health coverage an extremely important factor in their employment decisions. It’s common for employees to take jobs for good health coverage or to leave jobs for positions that offer better health benefits. If your clients are unable to offer affordable health coverage, they may as well resign themselves to second tier workers.

This is particularly damning during a time that there are far more open positions than there are people looking for jobs. According to a report released by the US Bureau of Labor Statistics on November 30, 2022, there are 10.3 million open jobs in the United States. In sectors where there are skills gaps, such as manufacturing, the number of unfilled jobs is expected to steadily increase.

Freelancers Left Out in the Cold

Traditional healthcare benefits cover employees but not freelancers. However, many businesses regularly depend on the help of 1099 freelancers/contractors. This is a pretty big deal since 36% of the U.S. workforce performs some freelance work. Since the pandemic, more and more people are working the gig economy, and typically they do not have access to affordable group healthcare benefits.

Many Workers Can’t Afford Coverage Even if Available

When workers cannot get group coverage through their employers, that leads them to try to get expensive coverage on their own. Sadly, even when small businesses manage to make healthcare benefits available, their workers may not be able to afford it unless the business takes on the entire burden. Many workers find it hard to pay the 5% or 6% of their income they need to fork over for coverage.

UmbrellaCare: Healthcare Benefits Tailored to Small Business

Now you can be the hero who offers your clients a solution. Not only that, but you can benefit while doing your clients a good deed.

Group Health Coverage for All Kinds of Workers at a Great Price

UmbrellaCare covers

• Small businesses
• Entrepreneurs
• Sole proprietors with or without employees
• Freelancers!
• Workers’ families

Finally, Affordable Group Health Coverage Customized for Small Business

UmbrellaCare is tailored for small business. Coverage is in the range of only $30 to $100 per month per worker, not many hundreds or even thousands of dollars.

Payment Options that Fit Each Client’s Company

Your clients can choose the best way to pay for coverage for their business.

• The business can foot the bill
• The business can just make great group healthcare benefits available but each worker buys it themselves
• The business and the worker could split the cost of the health coverage.

Recurring Income Stream for You

All you need to do is make a referral. You don’t need to sell UmbrellaCare to your clients. But you still get the credit as a trusted problem-solver.

Better yet, when one of your clients sign up, you get a monthly commission. for as long as that client carries UmbrellaCare. For most businesses, that is going to be a long, long time. Once health coverage is in place, it usually stays in place. And no, you don’t need to be an insurance agent.

Help Your Business Clients Provide the Health Coverage Their Workers Deserve

If you want to help your clients and set up a passive income stream for yourself at the same time, contact Umbrella through our website or call us at 1(866) 760-2638 right now. UmbrellaCare is open at limited times throughout the year, but you will want to be ready.